I'm a Trust Fund Baby

I'm a Trust Fund Baby. There, I said it. I am one of those people who make others roll their eyes and mutter under their breath in distaste. Let me explain before your imagination takes over. I am both one of them and one of you.

I don't think I've ever spoken about this to anyone, like ever. I think its trust fund 101 to never discuss money or anything related to it that gets us a cocked head and eyebrow raise.
I'm being dead serious as well, we all seem to have this awkward laugh and instant change of subject reflex built into us whenever someone asks us just how we're paying for that new bag or that spontaneous trip to Bali. It's not a subject easily spoken about or even understood. So here I am trying to humbly put forward my experience and my side of being a Trust Fund Baby.

My grandfather set up a trust fund for his children and their children and so forth. It's technically not accessible by the recipient until their 16th Birthday and even then a major percentage is left frozen and inaccessible until our 18th Birthdays and for some of the boys it goes on to 21. That's not saying anything about males and their finances, it's just some of cousins are stupid as fuck. There is no other way to explain it.

I feel like being a trust fund baby comes with a certain set of stereyotypes. Like all we, they, do is drink expensive but shit coffee with freshly painted nails and blown out hair before totting into Balmain whilst the rest of the world slaves away at work. And, although I want to say it's not true, some days it can be. We're not all Chuck and Serena though. We tend to try and keep a balance as much as possible, however I will probably almost always be willing to pay £12 for a capuccino from Roberto's... He has organic foam!! Yeah, I'm not sure what that means either but it tastes damn good.

The clique stereyotype is accurate as well. We stick together. We always have done. Most of my mums friends are also trust fund babys, as are their children. So we've all pretty much been a squad since birth. We get the whole trust fund taboo and as bad as it sounds, we're the only ones we can fully let our guards down around. As children we hid under the same tables at country club dinners and formals and as teenagers we expanded our horizons together.
We are ubiquitous but not overly extravagant to the point where serious questions are asked. Somewhere inbetween lowkey and highkey... middlekey?

I think the people with the most questions are my 'normal' friends and if you're reading this, I'm sorry I couldnt ever explain to you guys that I have a trust fund. It's just not something I thought you would understand or even want to hear about. But yeah, this is where my spotaneous holiday kink comes from and thats how I moved into that newly built apartment when I was 18 on a whim and left on a whim.

I get we're easy targets. We're expected to be private school pricks who play polo and have nannies. Well we do play polo but private school and nannies aren't quite our style. My mum raised me like every good parent raises their children. I was happy, I never went without. Most importantly I was taught money isn't everything. One day it's here and the next day is gone.

I'm not rich, not by my own standards, however I am financially stable. I know it's not fair but for me it's something that's always been there, ever since I can remember. 
I'm always torn between this struggle of you don't deserve it vs why let it go to waste. So I do use it and I am thankful but I still worked from the age of 15 and have strived that everything related to my own blog and brand has come from my own earned money. I'm thankful for being able to gut a small apartment and have it renovated to my own style at 18 and for being able to apply to Uni without a student loan because there is definitely someone who needs it more than me.

I want to be humble but I also want to be content with life and explore. When it comes to making choices I have my spontaneous side of my conscience telling me to go for it, not like you can't afford a quick trip to Greece and my level headed side who sounds a tad like a twitter troll going you spoilt little shit. Why dont you something helpful. So I have automatic payments going out to charities and I go on my little get aways. It's really difficult to say no when the money is literally just there sometimes. First world problems huh.

I still set myself budgets and limits so I dont go overboard because trust me 16 year old me brought one too many Chanel messenger bags and a hella lot of KFC... dont ask.  It's easy to look down on what someone is handed. I completely agree but how would you go about it? 

So thats my dirty secret. I'm not sure if anyone will understand this, but I know a few will, they just might not like it. I hope this helps answer some questions cause me and you both know I'm not jetting around on money just from promotions.

All my love.


  1. This was an excellent read. Well done you on being so open and honest. A truly beautifully written piece.

    Chloe x

  2. Oh I love this. Very honest and refreshing. You really owe no one an explanation, but I totally understand why you felt the need to share.



  3. I think it's so interesting and refreshing for somebody to be honest about things like that and while I don't share the same experience I still agree with you on the most part and think I understand what you're saying.What I don't understand is why people would have a problem with it -yes money issues cause problems- but why judge people by something they aren't responsible for. Anyone who tells me they wouldn't use their trust fund's money is certainly lying. I may not have a fund but I'm still relatively stable financially and always have been and I'd be stupid if I wouldn't take my parents offer to pay for my education and get a loan instead. Long story short: love the post, share your opinion and think you're an amazing gal! xxx yella

  4. your a spoilt bitch who deserves to die

  5. This was beautifully written. And go you for being so honest and unapologetic. If anyone else was in your shoes they wouldn't think twice about it.

  6. you wouldn't be anything without daddy's money you're spoiled, selfish and have more money thank you sense

  7. Well done for being so honest! I'm sure a lot of people would be more irresponsible if they could.. I know I'd go on a load of holidays I probably don't need! Great post chick xx

  8. This is a beautifully written piece! Thanks for being so honest about such a touchy subject! Money is such a massive taboo, and it really shouldn't be. There's such a divide between 'born rich' and 'born poor' these days that's fuelled by terrible media and what it doesn't account for is that there are people who's parents and grandparents worked hard to create a life where their family isn't constantly stressing about money - who doesn't want that for the next generation? Your grandfather is a gem of a human for setting this up for his family and I hope you all really make the most of it.

    Haters gonna hate tbh.

    Gemma xx

  9. Great read girlie! Thanks for being honest. Every insight we get in life makes us stronger. You do you and don't let anyone tell you different #cheeseybuttrue. Ash

  10. Incredible how captivating this blog post was, I don't know anyone who is a trust fund baby just because I never knew it was a thing and probably becuz like you say it's not something you openly discuss -but you still worked since you were 15.. too much respect for you :) thank you for sharing

  11. Proud of you for being so real about this girl ❤Beautifully written too! Eff the haters

    Izzy | www.ADoseOfChatter.com

  12. Great post! Well done for being so honest!

  13. Well done for being honest. This post must have been a tough one to write. I'm glad that even though you are a Trust Fund Baby, you don't go around wasting your money. You donate to charities and that's amazing. Bravo!

    skinnydecxflatte.blogspot.com xo

  14. My dad set up a trust fund for me. He's brought me driving lessons out of it and he still won't let me have money out of it, I'm 21. He keeps it away from me so if I ever need money it's there

    Tasha x


  15. Anyone would be the same in your position! It's good that you're aware of the privaledge that you have over other people. Always be thankful and enjoy it!


  16. This is an amazing honest piece and I completely understand this! I'm lucky enough to be in a similiar position financially because of recieving inheritance, but I live completely off my wages and save my money and budget too x

  17. Beautifully wrote and fantastic for being so open :)

    Steph xx

    Steph's World | Lifestyle Blog | www.stephsworld.com

  18. Very interesting subject to speak out about, and very well done! It's nothing to be ashamed off! This was a great read!

  19. This is absolutely brilliant, well done for writing about it and being so honest about it. Thank you so much for sharing

  20. This is so open and honest, I can't wait to read more from your blog! Following you on GFC :D xx

    elizabeth ♡ ”Ice Cream” whispers Clara
    (lets follow each other on bloglovin or instagram)